Back in Nov ’22, I updated my view on i-bonds.

The interest rate at the time was 6.48% for all bonds purchased in Nov. ’21 and May ’22. The current yield is 3.94% for those bonds.

Inflation was 7.1% trending down from a high of 9.1% that summer. Since then, inflation hit a low of 3.1% in Nov ’23 and has been drifting upward to 3.5%.

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So, what I am doing with all i-bonds purchased in Nov ’21 and May ’22 ?

– I have rolled them all into short term treasury bills – treasuries that mature within 1 year.

Short term bill rates — around 5% — are yielding more than current i-bond rate and inflation doesn’t seem like it can go much higher from here.

If inflation continues higher, I may start to roll some maturing short term bills into 2 year notes as long as the 2 year yield hovers near 5%.

Here’s Hall’s twist on the concept of evolution for those who believe humans have an eternal soul. If not, skip to 18 to 31 min mark.

– seven laws

* Hall has over 2,500 hours of lectures on esoteric sciences. I will attempt getting to them all while pointing out ones I find of particular interest.

I anticipate many ^restless^ nights of sleep ahead …

Now that the federal reserve has indicated they are willing to start lowering rates, is it a good idea to start buying longer dated treasuries ?

Yes ! As long as the treasuries are yielding close to the 3 month rate of 5.3 %

Currently, the one year rate is yielding 5.03 % and 6 month rate is yielding close to 5.3 %.

How about the 2 year treasury note currently yielding 4.6 % ?

With the latest sticky cpi ( consumer price index ) , the FED may have to wait a little longer to start cutting rates. So, there may be a better opportunity to lock in 2 year rates in the next few months if safety and liquidity is of prime concern.

* This is not financial advice. Just my own thought process when investing in these financial instruments.

thank you for visiting !

It appears as though covid is sticking around much longer than the previous spanish flu pandemic of 1918. So, here’s a compendium of alternate home remedies as suggested by the NIH to help our immune system defend against pneumonia-related disease.

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Remedies suggestion for vaccinated and un-vaccinated population :

Antimicrobial properties of allicin from garlic
https://pubmed.ncbi.nlm.nih.gov/10594976/

Antibacterial potential of garlic-derived allicin and its cancellation by sulfhydryl compounds
https://pubmed.ncbi.nlm.nih.gov/19734685/

Vitamin C for preventing and treating pneumonia
https://pubmed.ncbi.nlm.nih.gov/23925826/

Vitamin C in Disease Prevention and Cure: An Overview
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3783921/

Antioxidant and anti-inflammatory properties of curcumin
https://pubmed.ncbi.nlm.nih.gov/17569207/

Antibacterial activity of [10]-gingerol and [12]-gingerol isolated from ginger rhizome against periodontal bacteria
https://pubmed.ncbi.nlm.nih.gov/18814211/

Anti-Oxidative and Anti-Inflammatory Effects of Ginger in Health and Physical Activity: Review of Current Evidence
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3665023/

Antimicrobial Properties of Plant Essential Oils against Human Pathogens and Their Mode of Action: An Updated Review
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5206475/

( clove * , oregano * , cinammon , rosemary , mint , basil , coriander , thyme , grape seeds , chamomile )

Bio-efficacy of the essential oil of oregano (Origanum vulgare Lamiaceae. Ssp. Hirtum)
https://pubmed.ncbi.nlm.nih.gov/25266989/

Apple phytochemicals and their health benefits
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC442131/

Chamomile: A herbal medicine of the past with bright future
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2995283/

*

In summary, NIH recommends garlic, vitamin c, curcumin, ginger, plant oils, oregano, apples and chamomile.

*

For kids, perhaps some honey for cough.

A spoonful of honey helps a coughing child sleep
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3601686/

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For older people, at least 30 min walk a few times a week.

Can Daily Walking Alone Reduce Pneumonia-Related Mortality among Older People?
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7244731/

1918 influenza pandemic

I found this article interesting. I’ll leave any commentary to the reader.

Here’s the 3rd part of aura development – shaping our auric field. I pulled this from a different channel to allow us to expand Hall’s lecture library.

Manly P. Hall – Esoteric Alchemy – Transformation of Attitudes

Great. Just what we need – more sleep aid.

With cold and flu season in full swing, a friend in the community has suggested “nettle leaf” supplement for sinus congestion and/or pressure. I said, “ok.” It’s herbal and maybe it can do something about allergy pressures too. One day, I had an allergy flare up and decided to try the leaf. Sure enough, it made any allergy pressure go away.

* I tried just under recommended dosage to see how the body acclimates. It’s a bit slow working at first. But, once the pressure alleviates, it leaves rather quickly – within a few days. Haven’t had to resort to any typical otc allergy med since.

Hope it works for all !

Here’s part 2 of Hall’s talk on our biofields :

MPH Seminar: Therapy for Daily Living 5 – Energy Fields of the Body – YouTube

Once we learn to fortify our auras, we can then start to control our energy fields.

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11/5/23

For 150 years, our world’s health education system has kept the significance of human biofields hidden from us. Let’s find out why as Hall elucidates …

Manly P. Hall: Magnetic Fields of the Human Body – YouTube

Now more than ever, we must learn how to cultivate our auric field to shield our bodies from electromagnetic waves i.e. : radio, tv and 3G, 4G, 5G, 6G, etc … constantly flooding into our atmosphere.

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BTW, Hall’s lectures make for some great listening material when encountering insomnia.

Dr. Valerie Hunt shows what our bioenergy “aura” field looks like.

Bioenergy Demonstration by Dr. Valerie Hunt – YouTube